Convicted Driver Car Insurance UK

It doesn’t matter if you feel you were just victim of circumstance or harshly treated by the authorities, the fact remains that in the UK today, whether you have existing driving convictions or are coming back from a driving ban, as a convicted driver, you will have a harder time finding quality car insurance at competitive rates. Deemed to be high risk by most insurance companies, as a convicted driver, you will be forced to pay prohibitively high insurance premiums and agree to a more substantial level of excess before you can be insured. Fortunately, in catering for the convicted driver, our company can provide insurance schemes that are designed to suit those with previous driving convictions without crippling them financially, and at present, we are able to offer some of the cheapest online convicted driver car insurance available.

0845 3676 366

At the moment, we cannot offer an on line quote since there are just so many factors related to previous driving convictions that we need to take into account before getting you the cheapest motor insurance quote available. So why not take just a few minutes of your time and give one of our members of staff a call on the phone number above with the details of your vehicle, and let us find the best price for your insurance premium.

Should you be unfortunate enough to get caught and subsequently convicted for a speeding offence, or for going through a red light, , or for whatever reason, you will more than likely get a £60 fine and 3 penalty points on your driving license. The upside to this is that these relatively minor offences shouldn’t affect your car insurance premium. However, if the offence is deemed severe enough, you could get convicted for careless or even dangerous driving, which will result in you being hit with more severe fines and probably 6 or even 9 penalty points. Inevitably, this will have a detrimental effect on your motor insurance premium. Regardless of how careful or experienced a driver you think you are, it doesn’t take you to be particularly unlucky for the fines and, more importantly, the penalty points to mount up which, ultimately, will end up in a driving ban which could last for a couple of years.

The conviction taken most seriously by car insurance companies is for drink driving. Drink driving is regarded by nearly all institutions as being so irresponsible that those with drink driving convictions may find it difficult to get any insurance at all. If they are fortunate enough to get insurance, then they can be sure that their premiums will be sky high. In addition, you may not be able to get full insurance. You may be offered a lower level than comprehensive cover such as third party insurance, and these restrictions could last for many years.

If you’re in a situation like this, in which you think you are being treated unfairly and you past misdemeanours are being penalised, then you should contact us at the number below. Our operators are trained to deal with all the difficulties you may be having.